Our experienced Commercial team has strong market relationships
The team brings many years of London Market experience in the Commercial Property & Casualty sector. We use our in-depth knowledge of the market to source coverage to suit your clients’ needs. We believe that one-to-one discussion with insurers obtains the best results, allowing us to negotiate competitive terms and to better tailor specific coverage.
Property
Target businesses include:
Risks that fall outside Provincial Insurer or Composite Market appetite.
- Unoccupied or Vacant Premises
- Nonstandard Construction
- High Hazard or Complex Trades
- Distressed Risks
- DSS / Asylum / Bail Hostels
- Detrimental History (convictions, liquidations & insolvency, HSE prosecutions)
- Multi-tenure
- Substantial Sums Insured
- Follow Market Capacity
- Excess Layers
Target sectors include:
- Manufacturing
- Warehouses
- Engineering
- Fabricators
- Retail
- Real Estate, Office and Apartment Blocks
- Hotels
Available coverages include:
- Bespoke Wording
- Wider Perils
- First Loss Limits
- Policy Extensions
- Terrorism
- Property Owners Liability
Liability
Target businesses include:
Risks that fall outside Provincial Insurer or Composite Market appetite.
- Unoccupied or Vacant Premises
- High Hazard Trades
- Safety Critical Products
- Medical Device Suppliers
- Construction
- Distressed Risks
- Detrimental History (convictions, liquidations, HSE prosecutions)
- Larger Limits of Indemnity
- Excess Layers
- US Exposures
- Food Manufacture
Target sectors include:
- Contractors & Construction Sector (including builders, demolition, civil engineers, formwork, ground workers, piling and underpinning)
- Manufacturers (including aviation, motor, oil & gas components)
- Wholesalers
- Fabricators
- Precision Engineers
- Life Science Suppliers
- Offshore & Marine Work
- Engineers (including airside, rail & marine)
- General High-Risk Trades (including foundries, stevedores, slaughter houses and steeplejacks)
Available coverages include:
- Employers Liability
- Public Liability
- Products Liability
- Property & Landowners Owners Liability
- Excess of Loss Liability
- Non-negligent Liability (6.5.1)
- Environmental Impairment Liability
- Product Recall
Contractors all risks, plant & equipment
Target trades include:
- Piling Contractors
- Underpinning
- Excavation
- Tunnelling
- Wet Work, under, over or adjacent to water
- Civil Engineers
- Groundwork
- Demolition Contractors
- Rail Workers
- Building Contractors
- Work in or on Aircraft or Water going vessels
- Work on Listed Buildings, Basements and Bridges
- Overseas Contracts
Available coverages include:
- Contract Works (Permanent & Temporary)
- Third Party Liability
- Owned Plant
- Hired in Plant
- Continuing Hire Charges
Extensions and enhancements include:
- Existing Structures
- Thirty-Six-month Policies
- Timber Frames
- DE4 and DE5
- Delayed start up
- Increased Contract Value
- Non-Negligent 6.5.1 Liability
- Machinery Movement
- Employees Tools
- Debris Removal
- Public Authorities Reinstatement
- Offsite Storage
- Plans and Specifications
- Recovery Costs of Materials and Plant
- Show House Contents
- Speculative Development
- Work Not Under Contract